fade
Burns & Wilcox Home |  
SEARCH > >

ChildCare

ChildCare - (ChildCare keywords - 11/20/2008 12:00:00 AM)

Call Burns & Wilcox and we’ll tempt you with great rates, flexible coverages, plus a quick turn-around. That combination and our professional service has made us the largest independently owned insurance wholesaler in the United States, with more than 30 offices nationwide. Trust Burns & Wilcox, your specialty insurance professionals. Policy Features May Include:
  • Professional liability at no additional charge
  • Child molestation or abuse limits up to the general liability limit with no liability deductible (commercial)
  • $5,000 of medical payments coverage at no charge
  • Defense cost reimbursement coverage for alleged acts of child molestation or abuse against the facility owner
  • Employees including directors and assistant directors as insureds under child molestation or abuse coverage (commercial)
  • Non-owned and hired auto coverage
  • Coverage for risks with children with special needs or "drop in" centers
  • Coverage for risks with pets, pools and field trips
  • Coverage for extended hour and overnight commercial child care facilities
  • Value plus endorsement providing 16 optional coverages for one low flat charge, including: glass, money & securities and employee dishonesty, electronic data processing coverage and more
  • Special form and replacement cost coverage


Marketing Advantages
  • A.M. Best rated A++ carrier
  • Quick quotes
  • Superior policy issuance
  • Low minimum premium


General Liability
  • Primary limits up to $3,000,000 occurrence/aggregate
  • Included coverages:
    • Medical payments coverage - $5,000 limit
    • Additional interests
    • Errors and omissions
    • Sexual/Physical abuse as follows:
      • Day care centers $100,000 per claim per $300,000 aggregate (higher limits available) or in-home day care centers $25,000 per claim/$50,000 aggregate (higher limits available)
  • Deductible:
    • No deductible required


Property:
  • Basic, broad or special form
  • Replacement cost or ACV
  • Building
  • Contents
  • Business income
  • Equipment breakdown
  • Accounts receivable
  • Outside signs
  • Valuable papers
  • Food spoilage

Visit burnsandwilcox.com or your local office website!


  EPLI
Non-Profit D & O
Professional Liability
Jewelers Block
Umbrella Excess
Miscellaneous E & O
High Value Homeowners
Personal Umbrella
Child Care
Custom Motorcycle
Large Property
Environmental Coverage
Vacant Buildings
Restaurant/Deli
Hard-To-Place Manufacturers