ChildCare
ChildCare - (ChildCare keywords - 11/20/2008 12:00:00 AM)
Call Burns & Wilcox and we’ll tempt you with great rates, flexible coverages, plus a quick turn-around. That combination and our professional service has made us the largest independently owned insurance wholesaler in the United States, with more than 30 offices nationwide. Trust Burns & Wilcox, your specialty insurance professionals.
Policy Features May Include:
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Professional liability at no additional charge
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Child molestation or abuse limits up to the general liability limit with no liability deductible (commercial)
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$5,000 of medical payments coverage at no charge
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Defense cost reimbursement coverage for alleged acts of child molestation or abuse against the facility owner
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Employees including directors and assistant directors as insureds under child molestation or abuse coverage (commercial)
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Non-owned and hired auto coverage
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Coverage for risks with children with special needs or "drop in" centers
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Coverage for risks with pets, pools and field trips
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Coverage for extended hour and overnight commercial child care facilities
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Value plus endorsement providing 16 optional coverages for one low flat charge, including: glass, money & securities and employee dishonesty, electronic data processing coverage and more
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Special form and replacement cost coverage
Marketing Advantages
- A.M. Best rated A++ carrier
- Quick quotes
- Superior policy issuance
- Low minimum premium
General Liability
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Primary limits up to $3,000,000 occurrence/aggregate
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Included coverages:
- Medical payments coverage - $5,000 limit
- Additional interests
- Errors and omissions
- Sexual/Physical abuse as follows:
- Day care centers $100,000 per claim per $300,000 aggregate (higher limits available) or in-home day care centers $25,000 per claim/$50,000 aggregate (higher limits available)
- Deductible:
Property:
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Basic, broad or special form
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Replacement cost or ACV
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Building
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Contents
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Business income
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Equipment breakdown
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Accounts receivable
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Outside signs
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Valuable papers
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Food spoilage
Visit burnsandwilcox.com or your local office website!
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